If your vehicle qualifies as a “lemon”, then you can choose between a replacement or manufacturer buyback (refund). A replacement must be a “comparable” new vehicle, and a refunds includes a return of your down payment, any interest charges, tax, tag, and title fees, and payoff for the loan, among other things. Manufacturers may deduct a “usage allowance” from the refund, however. This is basically a rental charge that gives the manufacturer a credit on the total refund amount based on the vehicle’s mileage at the third repair attempt.